Check out all the new gorgeous modern home design style, in the link below..
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Buying a home is a huge milestone – especially if you are buying for your first time. Although buying a home is exciting, there is a lot to keep track of and manage. It’s imperative to have a solid team behind you. Aside from having an excellent real estate agent to guide you through showings and the closing process, there are other essential people that you should have on deck.
Meet your home buying team:
1. Real estate agent: Your agent will help you research the homes that cater to your needs, negotiate with the seller, and help you find the rest of your home buying team. (Learn more about how your agent can help you.)
2. Lender: If you’re purchasing a home, you will most likely need a loan. Your lender can come from your bank, mortgage company, credit union, etc. Once you apply for a loan the lender will then decide if you qualify.
3. Home Inspector: An inspector will make sure that the home you hope to purchase is in good shape. Even if the seller has already had the home inspected, it’s a good idea to have someone else double-check and triple-check.
4. Appraiser: An appraiser will determine a “fair price” for the home by evaluating the home and comparing it to similar homes on the market. It is best to have an appraiser come before you negotiate with the seller.
5. Attorney: Your attorney will write contracts, settle any disputes, and review all documents before the closing.
6. Escrow officer: An escrow officer takes care of everything happening during escrow—the amount of time between when the purchase contract is signed and the date of the closing. The officer works for both the buyer and seller. Their main job is to hold onto all the documents and money during escrow, making sure that everything is taken care of.
With a team of professionals to take you step by step through the process, you’ll have a very positive home buying experience so that you can enjoy what matters most – your new home.
Recommended Reading:
When a seller lists their home, they have the option of considering owner financing. In this situation, a buyer provides a down payment to the seller and signs an agreement to pay for the home (plus interest) over a preset number of years. Owner financing typically requires a lower down payment, which can be any amount that the buyer and seller agree to. Because there is no bank qualifying and no credit check, a seller can extend the offer on any terms that they wish.
If you would like to know more, on First Time Home Buying, Home Loans, or Financing!!
Please feel free to contact me at any time!!
Gary Halls
Century 21 Carioti
A Pinnacle Quality Service Award Winning Office
1650 Sand Lake Road, Suite 107
Orlando, Florida 32809
Cell: 407-873-3593
Office: 407-770-0322
Fax: 407-770-0350
Email: Gary.Halls@Century21.com
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ed to be taken in reliance upon it, is unauthorized and may be unlawful. If you have receivedry-halls-10967484
MCC, provide the income eligible for first time home buyer, with an opportunity to reduce the amount of federal income tax, and the homeowner can claim up to 50% of their paid mortgage interest each year. Click on the link below for more information on MCC programs eligibility, Feel free to inbox me with any question.
https://apps.floridahousing.org/StandAlone/MCCReservations/MCCInfo.htm